Our Regular Checking requires $100.00 to open.
Account Fees are imposed monthly if the balance falls below $1000 during the statement cycle.
Our Student Checking Account requires $100.00 to open.
The Student Checking Account allows a student access to a checking account without maintaining a minimum monthly balance.
Our Business Checking Account requires $100.00 to open.
Account Fees are imposed monthly if the balance falls below $1000 during the statement cycle.
This interest-bearing checking account is available to individuals, joint account customers and businesses not operated for profit.
Rate Information: This account is an interest-bearing account. The interest rate and annual percentage yield are included int the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1500.00 in the account each day to obtain the disclosed annual yield.
Limitations: You must deposit $1500.00 to open this account. 20 debits per month are allowed on this account. An excess debit charge of $.25 per check will be imposed for each additional debit.
Account Fees: A monthly minimum balance fee of $8.00 will be imposed on the account if the balance falls below $1500.00 during the statement cycle. If the daily balance of your account is less than $1500.00, we will not calculate interest for that day.
Rate Information: This account is an interest-bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed annual yield.
Limitations: You must deposit $5,000.00 to open this account. This account is limited, by law, to only six debits per month, only three of which may be checks to third parties. The customer is allowed unlimited transfers or cashed checks as long as they are done in person, by mail, by messenger or through an ATM. Debits in excess of six will be assessed an excess debit fee of $5.00 per item.
Account Fees: A monthly minimum balance fee of $8.00 will be imposed on the account if the balance falls below $5,000.00 during the statement cycle. If the daily balance of your account is less than $5,000.00, we will not calculate interest for that day.
The Regular Savings Account allows the investor to establish an interest-bearing account while maintaining a moderate minimum balance.
Rate Information: This account is an interest-bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded daily and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $200.00 in the account each day to obtain the disclosed annual yield.
Limitations: You must deposit $200.00 to open this account. Four withdrawals are allowed per quarter at no charge. Each withdrawal in excess of 4 will be imposed a $5.00 excess debit fee.
Account Fees: A monthly minimum balance fee of $10.00 will be imposed on the account if the balance falls below $200.00 during the quarterly cycle. If the daily balance of your account is less than $200.00, we will not calculate interest for that day.
The Child/Student Savings Account enables the young investor access to an interest-bearing account without maintaining a minimum balance or requiring a minimum initial opening deposit.
Rate Information: This account is an interest-bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded daily and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: Four withdrawals are allowed per quarter at no charge. Each withdrawal in excess of 4 will be imposed a $5.00 excess debit fee.
